Bank & credit-card reconciliation for Australia businesses

LedgerBPO's bank reconciliation services Australia businesses rely on pair you with a named dedicated accountant who matches every bank and credit-card statement line to your Xero or MYOB ledger in AUD, clears GST-coded differences, and gets a second accountant's review before the report reaches you each month.

  • Since 2020
  • 🇦🇺 Australia, AUD
  • 8am to 6pm AEST coverage
  • Named accountant plus backup

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  1. Bank reconciliation in Australia: how it runs

    LedgerBPO's bank reconciliation services Australia businesses rely on pair you with a named dedicated accountant who matches every bank and credit-card statement line to your Xero or MYOB ledger in AUD, clears GST-coded differences, and gets a second accountant's review before the report reaches you each month.

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  2. What it covers

    LedgerBPO's bank reconciliation services Australia businesses rely on pair you with a named dedicated accountant who matches every bank and credit-card statement line to your Xero or MYOB ledger in AUD, clears GST-coded differences, and gets a second accountant's review before the report reaches you each month.

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  3. What you get

    Every bank and card account reconciled monthly, or weekly if you prefer

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  4. How it runs

    Zero unreconciled items older than 30 days is the standard we work to

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  5. What you see

    Differences explained in plain English, never buried in a plug entry

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  6. A named accountant, a backup and a team lead

    Inside your own software, on a fixed close calendar, with a reply from a person within 1 business day. Call +1-657-777-0006 or start a quote.

    Get a custom quote 06 / 06
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Bank reconciliation in Australia: how it runs36 seconds · captions on · no audio

What is different in Australia

Bank reconciliation in Australia has to reconcile a GST-inclusive ledger, not just a bank balance, because the clearing accounts for GST collected and GST paid sit alongside cash in the same file. Xero and MYOB both auto-match bank feed lines well, but marketplace and card-terminal settlements still need a human check for merchant fees and holdbacks. Reports and statements are read in AUD, and a duplicate or missing entry can throw off the BAS as easily as the bank balance. Customer and supplier data used in the reconciliation is handled under Australian Privacy Principle 8 when it is processed by our second office in Pakistan. A named dedicated accountant reconciles every account monthly, with questions answered inside AEST business hours.

AU rules that shape the work

Reconciling the GST clearing accounts

Bank reconciliation in Australia includes the GST collected and GST paid clearing accounts, not just cash, because both feed the BAS. We reconcile these alongside every bank account so the quarterly or monthly BAS workpaper starts from a clean base.

We reconcile, your BAS agent lodges

Reconciled GST balances are handed to your TPB-registered BAS agent or accountant as part of the BAS workpaper. LedgerBPO never lodges BAS on your behalf.

Bank feeds in Xero and MYOB

Most Australian businesses reconcile through Xero or MYOB bank feeds, and we use each platform's own reconciliation tool rather than a spreadsheet on the side, so your accountant sees a standard reconciliation report.

Cross-border handling under APP 8

Bank and card data reviewed by our second office in Pakistan is handled under Australian Privacy Principle 8 for cross-border disclosure, with the same MFA and access logging we apply everywhere.

What's included

  • Monthly or weekly reconciliation of every bank account
  • Credit-card, charge-card and fuel-card statement reconciliation
  • Matching of bank-feed lines to posted invoices, bills and journals
  • Outstanding checks and deposits in transit listed and aged
  • Duplicate, missing and mis-dated entries found and corrected
  • Bank fees, interest and merchant fees posted to the right accounts
  • Transfers between your own accounts matched on both sides
  • Petty cash, PayPal and Wise balances reconciled to statements
  • Unknown debits and suspected fraud flagged in the next exception note
  • Reconciliation report saved with the statement for your accountant
  • Opening-balance and prior-period clean-up quoted separately where needed

Deliverables and KPIs

DeliverableKPI we report
Bank and card reconciliations in AUDEvery account reconciled to the statement closing balance monthly
GST clearing account reconciliationGST collected and paid tied to the BAS workpaper with zero unexplained variance
Unreconciled items listZero unreconciled items older than 30 days across all accounts
Reviewer sign-offSecond accountant checks every reconciliation before the report is released

AU software we work in

Pricing in AUD

Pricing depends on volume and scope. Get a custom quote within 1 business day. Quotes for Australia clients are issued in AUD.

Security and compliance

  • Read-only bank feeds where your bank supports them; we never move money
  • MFA on every login, least-privilege access, and an access log per client
  • Statements handled inside your software or LedgerDesk, never on local drives

Full control list on the security page and country rules on the compliance page. Certifications are listed only when held.

Frequently asked questions

How much do bank reconciliation services cost in Australia?

Pricing depends on volume and scope, so we send a custom quote within 1 business day. As a market reference, Australian bookkeepers charge A$40 to A$100 per hour, fixed-fee plans that include reconciliation run A$300 to A$1,500 per month, and registered BAS agents charge A$75 to A$150 per hour (Australian bookkeeping fee surveys, 2026). Account count and statement volume set the quote.

Do you lodge our BAS?

No. We reconcile the GST collected and GST paid clearing accounts and prepare the BAS workpaper for your TPB-registered BAS agent or accountant, who reviews and lodges it with the ATO. LedgerBPO never lodges BAS itself.

Do you cover AEST hours?

Yes. Our reconciliation team overlaps Australian Eastern Standard Time from our second office in Pakistan, so an unmatched transaction or a bank error is queried and answered during your business day.

Do you reconcile MYOB as well as Xero?

Yes. We work inside whichever ledger you already use, including Xero, MYOB and QuickBooks Online, and use each platform's own reconciliation tool rather than a workaround spreadsheet. Your accountant sees a standard reconciliation report either way.

Is our data safe when it is reviewed from your Pakistan office?

Yes. Bank and card data handled by our second office in Pakistan falls under Australian Privacy Principle 8 for cross-border disclosure, and we apply MFA, least-privilege access and a per-client access log there exactly as we do everywhere else.

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Australia filing deadlines

Rules-based dates for the next months. Always confirm with your accountant, agent or the authority; agents often have extended lodgement dates.

  1. Monthly BAS or IAS

    Monthly lodgers Source

  2. Monthly BAS or IAS

    Monthly lodgers Source

  3. Quarterly BAS (Q1 Jul to Sep)

    Quarterly lodgers. We prepare BAS workpapers for your TPB-registered BAS agent or accountant; agents may have extended lodgement dates. Source

  4. Super guarantee (Payday Super from 1 July 2026: paid with each pay run)

    Employers. From 1 July 2026 super must reach the fund within 7 business days of payday; quarterly dates shown for the transition. Source

  5. Monthly BAS or IAS

    Monthly lodgers Source

  6. Monthly BAS or IAS

    Monthly lodgers Source

  7. Monthly BAS or IAS

    Monthly lodgers Source

  8. Super guarantee (Payday Super from 1 July 2026: paid with each pay run)

    Employers. From 1 July 2026 super must reach the fund within 7 business days of payday; quarterly dates shown for the transition. Source

Next step

Books closed. Invoices paid. Every month.

Tell us what is going on with your books or billing. You will hear from a named person within 1 business day, with a custom quote and a plan for the first close.

  • Reply from a named person within 1 business day
  • No setup fee, month-to-month
  • Your software, your data, no lock-in

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