LedgerBPO vs QuickBooks Live

QuickBooks Live vs LedgerBPO is a question of scope. QuickBooks Live is Intuit's bookkeeping add-on for QuickBooks Online at about $300 per month including the software, and it stops at bookkeeping (quickbooks.intuit.com/live, Sep 2026). LedgerBPO adds a named accountant who also runs invoicing, receivables, payables and billing calls in your QBO file.

LedgerBPO vs QuickBooks Live: LedgerBPO cover graphic

QuickBooks Live is the assisted bookkeeping service sold by Intuit alongside QuickBooks Online. An Intuit bookkeeper categorizes transactions, reconciles accounts and closes the month inside your QBO company, with the fee bundled with the subscription at roughly $300 per month (quickbooks.intuit.com/live, Sep 2026; Master Report 2026). There is no controller layer, and receivables, payables and billing operations sit outside the service. LedgerBPO is an owner-operated accounting and billing BPO founded in 2020 that works in QuickBooks Online as well as Xero, Zoho Books and Sage. Its named accountant, backup and team lead keep the books and also send invoices, follow up receivables, prepare bill runs and take client-branded billing calls. The comparison below is factual and dated so you can check each row.

QuickBooks Live vs LedgerBPO, side by side

LedgerBPOQuickBooks LiveSource
ModelNamed dedicated accountant plus backup and team lead in your QBO or other ledgerIntuit-employed bookkeeper working inside your QuickBooks Online companyquickbooks.intuit.com/live, Sep 2026
Pricing as publishedCustom quote; depends on volume and scopeAbout $300 per month including the QuickBooks Online subscriptionquickbooks.intuit.com/live, Sep 2026; Master Report 2026
SoftwareQuickBooks Online, Xero, Zoho Books, SageQuickBooks Online onlyquickbooks.intuit.com/live, Sep 2026
Dedicated staffNamed accountant, named backup, team lead review on every closePrimary bookkeeper assigned; no controller levelquickbooks.intuit.com/live, Sep 2026; Master Report 2026
Invoicing and AR scopeInvoice creation, reminder cadences, cash application, promise-to-pay logNot included; bookkeeping onlyMaster Report 2026: QuickBooks Live
Accounts payableBill coding, approvals and payment runs prepared; client releases every paymentNot includedMaster Report 2026: QuickBooks Live
Billing callsClient-branded inbound and outbound billing callsNot offeredquickbooks.intuit.com/live, Sep 2026
Countries servedUS, UK, Canada, AustraliaUSquickbooks.intuit.com/live, Sep 2026
Stability and ownershipOwner-operated since 2020, month-to-month, no venture fundingService of Intuit Inc., a publicly traded companyintuit.com, Sep 2026
Best forSMBs that want books plus billing and payables operations from one teamSmall QBO users who want basic monthly bookkeeping from the software vendorEditorial summary of the rows above

Competitor facts as published on the dates shown. If something has changed, tell us on the corrections page.

Who should choose which

Choose LedgerBPO if

  • You need someone to send invoices, chase receivables and prepare bill runs, not just code transactions.
  • You want a named accountant with a backup and a reviewer rather than a single assigned bookkeeper.
  • You run Xero, Zoho Books or Sage, or have entities in the UK, Canada or Australia.
  • You want a controller-level review and a written close checklist every month.

Choose QuickBooks Live if

  • You are a small US business already on QuickBooks Online with low transaction volume.
  • You want bookkeeping bundled into one bill from the software vendor.
  • You handle invoicing and bill pay yourself and only need the ledger kept current.

Other providers worth a look

  1. Bench

    Subscription bookkeeping on Bench's own software with a pooled team and cash-basis books.

    Best for
    Sole proprietors who want a simple app at a fixed price
    Pricing as published
    $249 to $749 per month by expenses; annual prepay for the lowest rate (Sep 2026)
    Source
    bench.co pricing page, Sep 2026
  2. Merritt Bookkeeping

    Flat-fee monthly bookkeeping in QuickBooks with a simple review process.

    Best for
    Small businesses that want a low flat fee and QuickBooks books
    Pricing as published
    $199 per month flat (Sep 2026)
    Source
    Master Report 2026: Merritt; merrittbookkeeping.com
  3. Bookkeeper360

    US bookkeeping and advisory firm with dashboards and optional payroll, tax, AP and AR add-ons.

    Best for
    Growing US companies that want to add services from one vendor
    Pricing as published
    $399 per month headline; $749 to $874 all-in with common add-ons (Sep 2026)
    Source
    bookkeeper360.com pricing page, Sep 2026; Master Report 2026

Frequently asked questions

How much does QuickBooks Live cost compared with LedgerBPO?

QuickBooks Live runs about $300 per month including the QuickBooks Online subscription (quickbooks.intuit.com/live, Sep 2026). LedgerBPO does not publish a price because scope varies from books only to books plus invoicing, receivables and payables. Pricing depends on volume and scope, and you get a custom quote within 1 business day.

Does QuickBooks Live send invoices or chase unpaid bills?

No. QuickBooks Live covers transaction categorization, reconciliation and a monthly close; invoicing, receivables follow-up and bill pay stay with the business owner (Master Report 2026). LedgerBPO includes those tasks, plus client-branded billing calls, in one engagement. The accounts receivable service page describes the reminder cadence and call process.

Can LedgerBPO work in my existing QuickBooks Online file?

Yes. LedgerBPO works inside your QuickBooks Online company as an accountant user, so you keep ownership of the file and the subscription. The team uses bank feeds, rules and the reconciliation tools already in QBO. See the QuickBooks Online software page for the features the team uses and how access is set up.

Is QuickBooks Live a dedicated bookkeeper?

QuickBooks Live assigns a primary bookkeeper, with Intuit staff covering absences, and it does not include a controller review (quickbooks.intuit.com/live, Sep 2026). LedgerBPO assigns a named accountant, a named backup who already knows the file, and a team lead who signs off each close under a two-tier review.

Which is better for a business outside the US?

QuickBooks Live is offered to US QuickBooks Online customers (quickbooks.intuit.com/live, Sep 2026). LedgerBPO serves the US, UK, Canada and Australia, with market-specific work such as VAT workings, GST and HST support, and BAS workpapers prepared for a TPB-registered BAS agent. The country pages list what is handled in each market.

Sources

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