Decimal is a US operational accounting firm that runs bookkeeping, bill pay, payroll coordination and month-end close for small businesses, priced in the fractional firm range of $1,000 to $5,000 and up per month without published tiers (Master Report 2026). Owners search for Decimal alternatives when they want the customer side handled too, such as invoicing and receivables follow-up, when they want a named accountant rather than a firm queue, when they need coverage outside the US, or when they want a published price to compare. Each entry gives the model, who it suits, the price as published in September 2026 and the source. LedgerBPO is listed first because this is our site; the other five are real providers described neutrally.
How Decimal compares with LedgerBPO
| LedgerBPO | Decimal | Source | |
|---|---|---|---|
| Model | Named dedicated accountant plus backup and team lead, working in your ledger | Operational accounting firm covering bookkeeping, bill pay, payroll coordination and close | decimal.com, Sep 2026; Master Report 2026: Decimal |
| Pricing as published | Custom quote; depends on volume and scope | Not published as fixed tiers as of Sep 2026; fractional range $1,000 to $5,000 and up per month | decimal.com, Sep 2026; Master Report 2026 |
| Software | QuickBooks Online, Xero, Zoho Books, Sage | Supported ledgers not published as a fixed list as of Sep 2026 | decimal.com, Sep 2026 |
| Dedicated staff | Named accountant, named backup, team lead review | Firm team; per-client staffing not published | decimal.com, Sep 2026 |
| Invoicing and AR scope | Invoicing, reminder cadences and cash application in scope | Not published as a standard line item | decimal.com, Sep 2026 |
| Accounts payable | Bill coding, approvals and payment runs prepared; client releases payment | Bill pay published as part of the service | decimal.com, Sep 2026 |
| Billing calls | Client-branded billing help desk and receivables calls | Not offered | decimal.com, Sep 2026 |
| Countries served | US, UK, Canada, Australia | US | decimal.com, Sep 2026; Master Report 2026 |
| Stability and ownership | Owner-operated since 2020, month-to-month, no venture funding | Privately held; funding and ownership not published on their site as of Sep 2026 | decimal.com, Sep 2026 |
| Best for | SMBs wanting bookkeeping, billing and payables from one team | US small businesses wanting a firm to run bill pay and payroll coordination with the books | Editorial summary of the rows above |
Competitor facts as published on the dates shown. If something has changed, tell us on the corrections page.
Who should choose which
Choose LedgerBPO if
- You want invoicing, reminders and billing calls handled with the same energy as bill pay.
- You want a named accountant, a named backup and a reviewer you can reach directly.
- You want a quote sized to your actual volume on a month-to-month agreement.
- You trade in more than one of the US, UK, Canada and Australia.
Choose Decimal if
- You want a US firm to take bill pay and payroll coordination off your desk with the books.
- You are comfortable with a firm retainer rather than a volume-based quote.
- Your customers pay on time and receivables follow-up is not a pain point.
Decimal alternatives compared
LedgerBPO
Dedicated remote accounting team covering bookkeeping, invoicing, receivables, payables, reconciliation, close and client-branded billing calls, in your own software.
Acuity
US accounting firm offering bookkeeping, controller and CFO services with a technology-forward stack.
Bookkeeper360
US bookkeeping and advisory firm with a dashboard app and optional payroll, tax, AP and AR add-ons.
indinero
CPA-led bookkeeping, tax and fractional CFO bundles for small and mid-sized companies.
Paro
Marketplace that matches businesses with vetted freelance accountants, controllers and CFOs.
Pilot
Accrual bookkeeping in QuickBooks Online for venture-backed startups, with tax and CFO add-ons.
Frequently asked questions
Which Decimal alternatives publish a price?
Bookkeeper360 publishes a $399 monthly headline, rising to $749 to $874 with common add-ons; Pilot publishes $499 to $989 and up; indinero publishes plans from $750 (provider sites, Sep 2026). Acuity and Paro sit in the $1,000 to $5,000 and up fractional range without fixed tiers. LedgerBPO quotes on volume and scope within 1 business day.
Which alternatives handle bill pay like Decimal does?
LedgerBPO prepares bills, approvals and payment runs, with the client releasing every payment. Bookkeeper360 offers accounts payable as a paid add-on (bookkeeper360.com, Sep 2026). Acuity and indinero publish broader accounting and CFO services in which payables can be scoped. Pilot and Paro focus on bookkeeping and matched talent respectively. Ask each provider who can release funds and how approvals are logged.
Which alternatives cover receivables and billing calls?
LedgerBPO includes invoicing, reminder cadences, cash application and client-branded billing calls in scope. Bookkeeper360 lists accounts receivable as an add-on. The other providers listed here publish accounting, tax and CFO services rather than receivables follow-up as of September 2026. The billing calls service page explains how calls run under your brand and what agents never do, such as store card data.
Which alternatives include controller or CFO services?
Acuity publishes bookkeeping through controller and CFO tiers, indinero bundles fractional CFO support, and Paro can match a fractional controller or CFO (provider sites, Sep 2026). Pilot offers CFO services as an add-on. LedgerBPO provides controller-level reporting and works alongside whichever CFO or CPA the client appoints, rather than supplying the CFO itself.
How do I switch from Decimal to another provider?
Request the last closed trial balance, bank and card reconciliations, the open payables list and payroll registers. Confirm the ledger and bill-pay tool are in the company's name so access transfers cleanly. The new provider reviews the last close, reconciles forward and documents the handover. LedgerBPO records this on its close checklist and rebuilds unreconciled months as catch-up bookkeeping.
Sources
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